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Kikoff is on a mission to empower everyone to achieve financial security, no matter where they’re starting from.
That belief is deeply personal to our CEO, Cynthia Chen, who grew up in a household where money was tight and access to the credit system didn’t exist. As an immigrant, she saw firsthand how hard it is to navigate a financial system filled with barriers for people without wealth or credit history.
That experience led her to build Kikoff, not just as a tool to build credit, but as a broader mission to open up real financial opportunity for more people.
As a consumer-focused FinTech company, we are creating our own technology to lower costs and deliver real results. We’re making financial progress finally accessible to anyone. It’s a faster, fairer way forward—built for the millions who’ve been left out for too long.
