Join us in taking on the system. And building something better.
Kikoff is a profitable fintech unicorn, built to take on the parts of the financial system that have failed too many people for too long. Our mission is to build effective, one-tap technology that’s radically affordable. We’re united by a vision of a world without predatory financial services, where anyone can unlock financial progress at a fraction of the cost.
Our investment in technology and AI is at the core of that vision. From AI-powered debt negotiation that’s already helped consumers reduce millions in debt to automated tools that build credit quickly and affordably, we’re proving advanced tech can replace outdated services with solutions that are faster, safer, and accessible to all.
If you’re driven by big, meaningful problems and want your work to have real impact, come join us. We’re just getting started.
Time to $200M ARR
Our impact
Kikoff credit account opened
credit account opened
Invested by the best
Our values
Everything starts with the customer.
Our job is to solve real problems for real people. Not to ship features, hit metrics, or build technical marvels—but to improve our customers’ lives through deep understanding, not assumptions.
Long-term vision, immediate momentum.
We think past the now—this sprint, this year—to ask what will move the needle in the long run. This gives us clarity to pursue innovation over incrementalism, to accomplish 10x instead of 10%. But thinking isn't building. So we bias toward action, every single day.
Tell the truth the right way.
Honesty is a gift—but only when delivered with care. We speak directly to avoid letting problems fester in ambiguity, and kindly to show each other respect. Candor without kindness is cruelty. Kindness without candor is dishonesty.
Your name is on everything you touch.
Accountability is more than completing tasks—it means caring about outcomes, taking initiative, and standing behind your decisions. Owners treat the company's time, money, and reputation as their own even when no one is watching.
We win together or not at all.
Our mission is bigger than any team, title, or individual win. We always choose what's best for the company—because ego is the enemy of collaboration. We check ours at the door.
Our benefits
