Kikoff is a high-growth fintech unicorn, profitable since 2023, on a mission to empower everyone to achieve financial security. We share a vision of a world where anyone can unlock financial progress. Our investment in technology and AI is core to that vision. From AI-powered debt negotiation that’s already helped consumers reduce millions in debt to automated tools that build credit quickly and affordably, we’re showing that advanced tech can replace outdated systems with solutions that are faster, safer, and more accessible.
If you’re driven by big, meaningful problems and want your work to have real impact, come join us. We’re just getting started.
Everything starts with the customer.
Our job is to solve real problems for real people. Not to ship features, hit metrics, or build technical marvels—but to improve our customers’ lives through deep understanding, not assumptions.
Long-term vision, immediate momentum.
We think past the now—this sprint, this year—to ask what will move the needle in the long run. This gives us clarity to pursue innovation over incrementalism, to accomplish 10x instead of 10%. But thinking isn't building. So we bias toward action, every single day.
Tell the truth the right way.
Honesty is a gift—but only when delivered with care. We speak directly to avoid letting problems fester in ambiguity, and kindly to show each other respect. Candor without kindness is cruelty. Kindness without candor is dishonesty.
Your name is on everything you touch.
Accountability is more than completing tasks—it means caring about outcomes, taking initiative, and standing behind your decisions. Owners treat the company's time, money, and reputation as their own even when no one is watching.
We win together or not at all.
Our mission is bigger than any team, title, or individual win. We always choose what's best for the company—because ego is the enemy of collaboration. We check ours at the door.
