>

Join us in taking on the system. And building something better.

Kikoff is a profitable fintech unicorn, built to take on the parts of the financial system that have failed too many people for too long. Our mission is to build effective, one-tap technology that’s radically affordable. We’re united by a vision of a world without predatory financial services, where anyone can unlock financial progress at a fraction of the cost.


Our investment in technology and AI is at the core of that vision. From AI-powered debt negotiation that’s already helped consumers reduce millions in debt to automated tools that build credit quickly and affordably, we’re proving advanced tech can replace outdated services with solutions that are faster, safer, and accessible to all.


If you’re driven by big, meaningful problems and want your work to have real impact, come join us. We’re just getting started.

Time to $200M ARR

Find your next chapter

Our team is growing rapidly. Find your next role here.

Explore Open Roles

Our Impact

1M+
customers empowered in their financial journey
$8M
in debt relief since 2024
80M+
points boosted and counting11
30K+
mortgages opened after a
Kikoff credit account opened
433K+
autoloans opened after a Kikoff
credit account opened
Invested by the best

Our Values

Kikoff services may result in bank fees when customer accounts are debited. Banks may charge nonsufficient fund fees, overdraft fees, or other fees. Credit cards may also incur interest charges. Kikoff is not responsible for any bank fees. Competitor secured credit cards refers to secured credit cards other than Kikoff.
Act with Urgency

Speed Matters. Taking the initiative and making calculated risks makes our product better, faster.

Build in Public

Great things aren't built in a silo. Constant feedback from our customers and peers helps us build the best possible products and level up our skills.

Work Playfully, Goal Seriously

The best products start as ideas that others find impossible. We let inspiration strike from anywhere, and create solid plans to make it a reality.

Extreme Ownership

Our work has a real impact on people's daily lives. We act on behalf of the entire company, not just our team. Avoiding responsibility isn't an option, and we hold ourselves and each other to the highest standard.

Boundless Collaboration

Transcend limitations by collaborating across time and across space. Embrace all pathways to innovation through diverse approaches.

Our Benefits

Health Benefits
Flexible PTO Policy
Kikoff Paid Holidays
Office Lunch & Dinners
Commuter Benefits
Commuter Flexible Savings
401k Matching
Fitness Benefit Policy