Building a one-tap solution toward a better financial future.
Kikoff is on a mission to replace predatory financial services with more effective technology solutions at a fraction of the cost.
Fixing what’s broken. Building what’s next.
Kikoff is on a mission to replace predatory financial services with what should’ve existed all along: radically affordable, one-tap solutions that make financial security possible for everyone, no matter where they’re starting from.
That belief is deeply personal to our CEO, Cynthia Chen, who grew up in a household where money was tight and access to the credit system didn’t exist. As an immigrant, she saw firsthand how hard it is to navigate a financial system filled with barriers for people without wealth or credit history. That experience led her to build Kikoff, not just as a tool to build credit, but as a broader mission to eliminate predatorial services and open up real financial opportunity for more people.
As a consumer-focused FinTech company, we are creating our own technology to lower costs and deliver real results. We’re making financial progress finally accessible to anyone. It’s a faster, fairer way forward—built for the millions who’ve been left out for too long.
We are already changing the game
Starts at $300+
No interest, no hidden fees
Requires $10,000 in debt to qualify
Supports all debt levels. Complimentary service to Kikoff users.
Slow results
Designed to help you reach results, fast
No credit = no access
For those starting out, rebuilding credit, and everyone in between
This is what progress looks like
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