Building a roadmap
to your financial goals
Our mission
A one-tap solution
for financial security
Better credit for all
We’re building Kikoff to be a one-tap product suite designed to make it easier for people to realize their financial goals. Credit has a huge impact on people’s lives—and we believe change is sparked with the right tools that sustain growth with education & transparency.
Disrupt & democratize
Credit-building, like any project, is a delicate (and sometimes intimidating) process. Next-gen data science helps us develop responsible financial tools, refine them through continuous research and user feedback, and share our insights to help improve financial literacy and access for all.
Make AI your superpower
AI is a game changer—and we’re using it make our products future-proof. From debt negotiation to credit coaching, we’re building innovative AI tools that take the time, legwork, headaches, & hurdles out of leveling up your financial health.
Growth never stops
We’ve helped 1M+ customers build credit and kick start their financial journeys. As a fan-favorite, Kikoff is one of the most-loved financial apps in the US—with over 150K+ 5-star reviews for our flagship product alone.
Measuring Impact
Customers & Counting
Credit Points Increased
Financial Savings
Our story
Redefining the way people achieve financial wellness

Our founders
Kikoff was founded in 2019 with a not-so-simple goal: Make it easier for people to build credit. Founders Cynthia Chen & Christophe Chong understood this challenge first-hand. The system is broken—so they built Kikoff to help fix it.

Our products
Our growth is fueled by the never-ending need to help. Our flagship product has expanded into Canada—and at home we're launching new tools to help people manage subscriptions, protect their identities, & qualify for cash advances.

Our impact
We succeed when our users win. We’re tirelessly focused on inventing new ways to help users unlock financial growth that enables them to build the life they deserve. And we’re not even close to being done.

Our talent
Kikoff is made up of data scientists, engineers, AI developers, compliance officers, & financial gurus. Every day we dream up new ways to make an intimidating financial landscape navigable for all.







